Scope
Key disclaimers
Essential information about the nature and limitations of our content, tools, and your relationship with Facts Deck.
Educational content only
The information on Facts Deck is for general education and information only—the same scope described in our About page under “No Individual Investment Advice.” It is not personalized financial, investment, tax, or legal advice. Consult a qualified professional who knows your situation before you act.
No professional relationship
Reading our content or using our tools does not create a professional relationship between you and Facts Deck or any of our contributors. We are not acting as your financial advisor, investment advisor, or fiduciary. Any decisions you make based on our content are your sole responsibility.
Investment risk warning
All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may not get back the amount you originally invested. Before making any investment decisions, you should carefully consider your financial situation, investment objectives, and risk tolerance.
Accuracy and timeliness
While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or timeliness of all content. Financial markets and regulations change rapidly, and information that was accurate when published may become outdated. Always verify information with current sources.
Terms
Legal terms and conditions
Terms governing use of Facts Deck’s website, content, and tools—read alongside our Privacy Policy where personal data is involved.
Limitation of liability
Facts Deck, its owners, employees, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our website, content, or tools. This includes, but is not limited to, financial losses, investment losses, or any other damages resulting from reliance on our information.
Third-party content and links
Our website may contain links to third-party websites or reference third-party content. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party content or services.
Affiliate relationships
Facts Deck may participate in affiliate or partner programs, as explained on our About page (Product Recommendations). When we do, we disclose those relationships near relevant pages. Compensation does not buy favorable coverage: editorial picks and rankings follow the criteria we publish, and we do not accept payment for undisclosed endorsements. Affiliate relationships do not change our commitment to accurate, sourced content.
User-generated content
Comments, reviews, and other user-generated content on our platform represent the opinions of individual users and do not reflect the views of Facts Deck. We do not verify the accuracy of user-generated content and are not responsible for any decisions made based on such content.
Standards
Compliance & standards
How this disclaimer connects to our Privacy Policy, About page, and periodic review.
Disclosure & laws
We aim to follow applicable rules for financial content and advertising disclosures. Specifics depend on your jurisdiction; this site is operated for educational purposes.
Privacy
How we collect and use personal data is set out in our Privacy Policy and is consistent with the transparency commitments on our About page.
Editorial standards
Our fact-checking, corrections, sourcing, and independence policies are described on the About page and guide how we publish—not personalized advice.
Regular review
We review this disclaimer periodically and update the “last updated” date when material changes are made.
Risk
Investment risk disclosure
General notice only—not personalized advice tailored to your situation.
All investments involve risk. Values can fluctuate; past performance does not guarantee future results. You may lose some or all of your capital.
Market risks
- Market volatility and price fluctuations
- Economic and political factors
- Interest rate changes
- Currency exchange rate risks
Investment risks
- Company-specific risks
- Sector and industry risks
- Liquidity risks
- Inflation and purchasing power risks
Before investing, consider your objectives, horizon, and risk tolerance. Seek a qualified professional when you need advice tailored to you.
Contact
Questions about this disclaimer?
For clarification on these terms, reach out—we’ll respond as we can, without providing individualized legal or investment advice here.
Email: hello@factsdeck.com
Belfast, Northern Ireland, UK
Last updated March 9, 2026 · Effective March 9, 2026 · Version 2.1