
Facts Deck author
Chief Editor
Plain English, real numbers, your decision.
Articles
4
Total reads
9
Topics
6
Writing since
Sep 2026
Profile
Michael leads the Facts Deck desk. He decides what we cover, sets the house standards for sourcing and plain English, and oversees how every article is researched, drafted and checked before it goes live.
When he writes, it is about the decisions that shape wealth over decades: investing versus trading, saving versus investing, and knowing when enough is enough. His aim is to lay out the trade-offs clearly, with real numbers, so readers can make the call themselves.

Start here · Michael’s most-read
Ask someone how much money would be enough, and the number quietly grows every time their income does. Here's how to calculate an actual "enough" number — annual expenses × 25 — so it stops moving every time you get a pay rise.
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4 articles · latest September 16, 2026
Personal Finance
September 16, 2026 · 7 min read

Retirement
September 9, 2026 · 8 min read

Investing
September 6, 2026 · 9 min read

Personal Finance
September 6, 2026 · 8 min read

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